miércoles, 13 de abril de 2011

Main characteristics of a leader. Lead a team.

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Long ago we publish errors usually commit a leader, article that I recommend you read, because it perfectly complements this. Today we are talking about the main characteristics of a leader in the direction of equipment.

1. Value unwavering: no follower wants to be "dominated" by a leader lacking in self-confidence.

2. Self-control: a leader who is not able to control himself, can never control the others.

3. Sense of Justice: without a sense of what is fair and justice, no leader can address to his followers and keep his respect.

4. Precision in decisions: leader who hesitates (doubt) in its decisions shows that you are not sure of himself and ends up creating distrust to his followers.

5. Accuracy in plans: to succeed is to devise a plan. A leader that moves without a clear and concise plan is like a ship without rudder than later or sooner just on the reefs.

6. Pleasant personality: a leader be respected, and respect is gained by the worth of the person and not by fear of his followers. Be a serious leader does not mean that you should be a person of character bit friendly and serious. Sympathy makes winning followers.

7. Comprehensive: A leader goes to different people, each one with its nature and particular problems, which must be understood to go and try with according to what people and at what specific time.

8. Willingness to take on full responsibility: A successful leader must be prepared to assume their own mistakes and those of his followers. This denotes teamwork and gift of leadership.

9. Humility: if a leader is no longer being humble, ceases to be person. A follower does not follow a figure, is a person with ethical and moral values.

10. A leader is not perfect: A leader guilty of failures and errors. You can not claim to be perfect, but it must learn from these mistakes to not commit in the future.

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The Crisis: How it began and who were responsible for. Inside Job

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I see its "inside Job", which won the Academy Award for best film in 2010. The tape shows all kinds of people and "characters" that have their experiences and situation as the worst crisis of the planet is generated after 1929. This documentary shows how the crisis has indeed been an "Inside job" or collective internal offence devised by bankers, political, agencies rating and bureaucrats, which used the deregulation to create and promote complex financial instruments.

This documentary shows what others times it has been said, and is that this crisis has not been an accident and it has been premeditated. In fact, to get the crisis came 2 situations:

Huge profits privadasEnormes public losses.Give with the guilty parties should not be difficult, you simply should seek to the first group. There is talk of making the blind eye when the market for subprime to thus be able to do with the savings of a lifetime of ordinary people."At the end of the documentary you can deduce a thing, and it is that we went to search for weapons of mass destruction to Iraq when the greatest weapon of financial mass destruction was very well positioned for the world.""If we pidiéramos responsibility for the crisis, the prisons were full of bankers, politicians, and rating agencies" "Rob a bank is worth over 8 years." "What a shame you should be the banking for stealing society as a whole system?"I strongly recommend that you see the documentary if still you have not had the opportunity.Tweet

New mutual funds more profitable.

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As we talked in a previous article, the same morning that there was the earthquake of Japan, the management of funds began to work hard to create investment funds "appropriate" to the disaster. The famous earthquake damaged some values of companies which had presence in Japan, as it was the case of Inditex to name any of the IBEX for a few weeks.

As a profitable investment currently we could highlight investment in sovereign debt of Japan and corporate debt (debt of company), because both the Government and some affected companies should begin the work of restoration. Small or medium investors don't have easy to invest in this type of product from another country, so the best way of doing this is through investment funds which include this type of values in their basket.

On the other hand, the funds that invest in corporate companies of raw materials of emerging countries debt continue to be very profitable, although it is clear that after that profitability is a greater risk. However, some experts say that today the risk is much lower, since these countries are responding much better than some developed countries.

As you know, I'm not supporter of investment funds, by everything that we have already spoken, but for investors who know what they do and are able to analyze the "basket of securities" proposed by the management of fundsIt can be a profitable investment.

It is a matter that you consult some management companies that have prepared such funds with these products and analysis if you are interested in the conditions. For my part, I am still preferring investment in stock market.

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martes, 12 de abril de 2011

How it affects the rise in the price of money investment.

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The European Central Bank in a few days will end to the "money" cheap so it will live an increase in official rates. This increase will be the first since 2008, so that investors and markets are already on alert. So it is time to think about what kinds of investments and values will be the most convenient to not be so affected by the cost of money.

Always it has been said that a rise in rates, asset that most damaged leaves is the bag, although we must not forget that in the bag there are companies whose product is money, so a rise in ratesThese companies usually leave benefit. We are talking about values Bank (Banco Santander, BBVA, etc).

From lombard odier tell us that the first rate rise that announce the European Central Bank is already discounted by the market, so there would be no significant falls associated with this fact. However, the next few days were expected much movement of trading in these values.

We must take into account also the climb rate in the economic situation that Spain resides, will reduce the disposable income of private individuals and small and medium-sized enterprises, so much more expensive mortgages of the individual as the investment projects of small and medium-sized enterprises.

Now, be careful with the choice of an investment fund, as rising rates will affect you perfectly.

You can for the most conservative investorprofile, now find their time again with fixed-term deposits, taking into account that the profitability that is offered in fixed income is usually calculated based on the Euribor, which is expected to increase at a glance, by which we will return to find a great variety of deposits which exceed 4%. Banco Santander probably open again the war for deposits.

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Investing in the renewable energy business. Profitable investments.

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Long ago we talked about that enter the business of renewables would be an very profitable investment, especially the business of solar energy, although depending on the country where alive, aid for the start of this business and grants can be scarce. At least in Spain what you promised as a future for the entrepreneur small business, has been in a utopia. It does not change the fact that renewable energies continue to be profitable in the future, only changes the way of investing in them.

With the earthquake of Japan and the Libya war, have been opened again several discussions of the need for feaciente member countries to develop and promote alternative energy sources. The nuclear disaster of Japan and the rise in the price of oil made that the companies engaged in renewables fire in bag.

If you want to enter the business of renewables, may be the best way to do this through the actions of these companies. We explain the situation confronting us.

Two things may be happening with renewable energy. May the trend has changed and definitely these companies continue UK in bag or can simply be that it is due to a simple "heater" values, which did not receive appropriate support from Governments in energy policy, these again tend to lower or to simply remain stable.

What is clear is that this is an long-term investment, in the short can be something unpredictable, however in the long term, there is no alternative to the growing need of solar energy, wind energy and all kinds of alternative energytaking into account the concern about the environmental impact will create the need to encourage these companies Yes or Yes.

The actions related to alternative energy sources that have favored this situation are as follows:

AbengoaAccionaenel green powerFERSAGamesaIberdrola renewableSolariaAnalysts recommend the purchase of Abengoa, Acciona and iberdrola Renovables, although I do not lose sight again Gamesa.When you select a value of this type must analyze the signatures of contracts abroad and energy policy which governs the country where they have presence these companies. This gives you a point in favor to enel green power and Acciona.However, we should know if today already has been the stabilization of the values or if they expect further increases in the short term. We return to repeat that these actions are conditioned by the energy of Government policy.Tweet

Free online language courses. The best sites.

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The "All free" on the internet also comes when learning a language, and is that on the Internet have created places with a wide variety of courses, both for English, French, German, Greek, Japanese, etc... Some of the sites that we are going to appoint then have audio-visual content, theoretical and practical exercises so that you can measure your knowledge and even communities where you can interact with other users and share doubts.

On the other hand, you have the opportunity to choose the type of course not only for the language, but by the keywords you need, focused on a profession, as for example: English business, French nurse, German engines, and so on. Below are the best sites with free courses:

Other sites which based their courses in a particular language are as follows: other places to learn languages, perhaps more specialized in teaching through audio and video would be Dotsub.com where you'll find plenty of videos subtitled and translated into several languages.To practice with native speakers of the language are these other sitio:Palabea. net, international platform whose function is to learn languages speaking with native speakers of other nationalities through chat or video conferencing.LingoMatch, another place where only by registering free of charge and choosing the language in which you want to learn, you will have the opportunity to meet people to learn in that language.And finally we have communities of languages, where when registering you will need to indicate your native language and the language you are learning at that time. Let's say that they function as a social network. The most prominent languages communities include: hopefully if you find any of these sites more interesting than others, you do us know with a comment which in turn serve as a guideline for future readers, in the same way if you find an error or any of them has no utility that you expect.And as we are in a blog for entrepreneurs, I desaprovecharé not the time to make you see how many sites have been created and they are working using languages to attract visitors. I hope that this helps when it comes to having to engage in internet business ideas. Now I leave you with several courses that they have nothing to do with the idioma:Tweet

Henry Ford: The keys to the success of an entrepreneur.

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You don't need to explain who is Henry Ford, that your business is still present. Henry Ford is remembered not only for get to become one of the richest men in United States, but by being the entrepreneur that 50 years ago told the world the secret of personal success, implying that anyone has talenta genius hidden in the mind or simply a skill that can be developed.

Henry Ford explained that if some people do not reach the success in life, it is only because they are often used in his mind very often the word impossible and/or they come down when someone says "NO".

Henry granted him an interview with the writer Napoleon Hill, which he published in his book the stories of the 50 most striking successful businessmen of United States. Today, we can see, that a century later, the secret of success is still the same and the mindset of an entrepreneur to attain it must be based on the same principles. Then have briefly several events that Henry Ford lived, which I hope will help and motivation to the entrepreneur wanting to start in the business.

History tells us that Henry Ford had an idea to distinguish it from its competition and create history. Henry designed in his mind the model v8 (eight cylinders in a same box), until then unthinkable in the world of the engine.

He gathered his engineers and explained his project. The engineers argued that it was impossible to do so and Henry answered that even so, seek the way of doing this.

Six months later, the engineers had not been given the "key" and the project was still unpaid life. The engineers returned to say that that it could not get. Henry returned to repeat them there is nothing impossible in this life, leaving a phrase recorded in history:

"Whatever your mind can conceive, is reachable"

For fear of the engineers for being dismissed, they worked day and night until they found the way to attach the dream of Ford. The satisfied not with a "NO" not believing in the word impossible, prompted Henry Ford to design a model unique in the history of the automobile.

Years later, Henry Ford had another conflict. A Chicago newspaper branded him as ignorant, uneducated, etc...While one of the men was already wealthy United States. Henry began a lawsuit against the newspaper and finally met face to face with lawyers for the newspaper that would seek to prove in court that Henry was a person without education.

The trial was full of questions of general culture type "do few soldiers sent the British to the American colonies to stop the rebellion of 1776?" to which Henry replied that he did not know the exact number of soldiers, but that insurance sent more than those who returned.

Henry Ford gave a speech that says it, changed the shape of vision of all those present in the room:

"They are making me questions about concepts that have no practical usefulness in life or business and that only show that people who know these answers are people with too much free time." If you want to continue with this kind of useless questions, let me remind you, Mr lawyer, who in my company I have "buttons", that reply to a question, is of the kind, by pressing the appropriate button, will come to my assistance a person able to respond to any of the questions you want me to do. "As an entrepreneur I do not know everything and I am satisfied with surround myself with people that excellently complement their knowledge to achieve my company be in the position that it is"

Obviously, those present in the room did not see in that response to an ignorant man, but a very intelligent man. Henry won the lawsuit to the newspaper, which three years later was forced to close.

With this story, I intend to show two things:

That to succeed we must believe in ourselves and not surrender to difficulties. The road to success is full of obstacles and those obstacles, once overcome, are the opportunities.Second, is something that we have already spoken, and is part of the success of a businessman is due to the quality of people that go around. You must not know everything, but yes you should know how to surround yourself with people more intelligent than yourself and to complement your knowledge.Tweet

Profitable business for the future. Business ideas.

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Below you'll find a list with 8 of the most profitable businesses that are expected in a not too distant future. We can speak of 5.10 or 15 years. Say that this article is in the line of our earlier article, "The 10 jobs of the future", an article that many were taken to laughter, I imagine that it would be because of futuristic of the matter.

However, of these 10 futuristic works already are are hiring 3 specialties, including that of nanomédico, so we can see that the future is already here. I leave you with the 8 most profitable future business:

Personal Branders:

As we have opened a gap Shopper staff and staff Trainner, Personal brander will be more focused to the image and brand of the company, both in a way online as offline. Let's say that this business is aimed at consulting or administrative agencies of personal brand or company. In turn, these businesses will give work to advertisers and public relations.

Companies of virtual organization.

The work of Secretary is changing and companies will need to order the excess of information that reaches them. As we know, more and more, the data will tend to be in the cloud, so these companies will be also responsible for ensuring order and security of confidential data.

Companies of control and defense of personal data.

With internet change some laws for which some lawyers are not prepared for what will be needed both advice and defence of the use of violation of personal data. On the other hand, the security of confidential data and protection against attacks of Hackers usually stay short to the computing Department of a company, so it should outsource some of these services. Say that this service is already demanding and already exixten the first companies created of this type.

Alternative vehicle engineering company.

Laws in some countries have already been approved to prevent access to the capital with vehicles from gasoline or diesel. This law will be effective in 2050. However, Governments around the world, are now sensitized on the need for alternative energies at the alleged shortage of oil and pollution.

The car of the future, according to the Magazine Science, will not be electric vehicle, as were some models previously showed that a vehicle could move with a system based on a very economical fuel, specifically with water or hydrogen system. Your engineering knowledge can help you to be remembered as the inventor of the vehicle of the future.

Education and/or virtual advice company.

Who says that schools as we know them will not be affected by new technologies?. Currently, some countries have developed some programs of virtual learning for people who have a temporary or permanent disability. We already gave a business idea based on the classes partículares online, that certainly can be a very profitable business. On the other hand, one of the jobs of the future, as we already said is the virtual lawyer able to advise on the internet to its customers. Create a company covering these branches of education and virtual advice you will open a huge future.

Business Protocol and management of pests and quarantine.

Influenza A, uncontrolled nuclear power and new pandemics that will arise in the future are which will create the need for companies to safeguard the interests of millions of people under a study of the procedures to follow in some of these cases. These companies must have expert professionals to ensure that the time... will save lives. On the other hand also will be responsible for creating an innovative workplace risk section, responsible for reviewing any company that works with products that in case of causing negligence, they could end in tragedy for thousands of people.

Companies specializing in scientific ethics.

Stem cells are a great invention that can save millions of lives, but they can also be used for other purposes perhaps less ethical for religion or certain cultures. This will create the need for regulating companies and negotiating on the scientific ethics. They will be responsible for deciding what is science and what is handling against nature itself. This debate is already being created with the first cyborg men.

Companies of welfare for the elderly. Innovative homes.

We need to take care of our elders and providing more welfare can get them. So far, the homes are places to keep these people that can not fend for themselves. In the future, an asylum, as well as a very profitable business, will be a place where physical care for our elders, aesthetic services, professional adaptability to the sport of the third age, finance, legal advice of inheritance classes, etc... In this way, the brain of an older person will not deteriorate with the same speed that makes it today.

And these are some of the business ideas that our future will bring.

Visit our section of Business Ideas, where I hope to find more profitable businesses to start today.Tweet

lunes, 11 de abril de 2011

Most profitable deposits April 2011.

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We are having good opportunities of investment in fixed-term deposits. With the rise in the euribor may again be entering war of deposits. We show the most profitable in 12 months deposits and some with an interesting return for less than 12 months.

Most profitable to less than 12 months deposits.

TuBancaja 4.00% APR 1 month. Caixa Penedès 3.75% Apr 3 months.INGDirect 3.50% Apr 4 months.E-Depósito Caja Canarias 3.50% Apr 6 months.Most profitable 12 months deposits.IPF of Banco Finantia sofinloc 4.00% TAEE-deposit of Caja Canarias 3.80% TAEDepósito Top Banco Popular 3.60% TAEEstos are the most striking tanks, although we must wait and see what says Banco Santander. Remember that some of these deposits are only for new customers and staff online. We always try to show those who are not asking for any kind of link with the Bank.Tweet

The dwarves grow to Mariano Rajoy. The history is not deleted from Internet.

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Zapatero no longer presented as candidate for the forthcoming elections and the People's Party sees its biggest opportunity for victory even calling for early elections, which are not going to give. They are still lacking 12 months approximately and 12 months in politics it's long so that citizens and future voters can change their minds. If tomorrow the Spanish vote, Rajoy would probably be the clear Victor, but the fact is that tomorrow we are not voting and there is still time in which we are seeing several things that do not like too.

First it was a hint of the health care co-payment and now censorship and dismissal of a journalist that you simply did his job. Rosa María Artal echoes this news in his blog the Periscope, where Rajoy is uploaded to the boat of one of the biggest drug traffickers of the current panorama.

Probably his presence in that boat has a reasonable explanation, because I do not believe sincerely that it is dealing with illegal substances. If you have a logical explanation, simply that the of.

Coincidentally, the journalist who published the image, has signed a ceasefire from his contract by "mutual agreement", which the newspaper world usually happens when you lock in a law firm to explain that if not signatures that mutual agreement and keep silenceYou can have problems with your career.

The fact is that the photo is there, and much is trying to dismiss the journalist and hide this information, this article already has been home of Wikio and remain on the internet, because that history can not be erased by far was trying to hide.

From negocios1000, we give our full support to José Luis Gómez, banned journalist for giving the news. Congratulations to Rosa María Artal, responsible for its dissemination, and slap to Mariano rajoy, reminding him that censorship in Spain died with Franco and that good journalism is not those things which we are most interested, but he who tells the truth hurts to who it hurts.
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How we will affect the rise in rates in Spain. The perfect storm 2.

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The European Central Bank has already raised interest rates to 1.25%. This ascent is done to control inflation in the euro zone, because of the foreseeable increase in the oil and all kinds of raw materials. This rise in rates is to the CPI to stay below 2%.

However, that in some countries will be an advantage, it is in Spain may be the definitive "Jake Mate" for the economy of private individuals. How we affect the rise in the rates?

Mortgages rise.

First of all, due to the rise in the euribor, it is estimated that the average mortgage will rise about 600€ per year. For some families, dealing with your mortgage with the precarious nature of their work or simply difficult to obtain employment, is like a dream. Now, the difficulty increases even more to deal with your mortgage, so it must adhere to the savings. Save is to reduce consumption, and if we lower the consumption once again, we harm the next link in the economic chain, which is the small and medium enterprises.

Less purchasing power.

With the price of the money to 1.25% and 3.6% inflation reduces the purchasing power of the Spaniards, by what you save will cost much more. On the other hand, the European Central Bank expected to continue raising rates. This will cause to the shopping basket and fill the fuel tank becomes a juggling act for many.

Unemployment goes up.

Rise of mortgage, lowering consumption and need to save even more, they are three factors that also contract investment and creation of new enterprises. In addition, SMEs will be affected, so some will closed and the rest prescindirán to recruit more staff. This is the ideal situation to increase unemployment in Spain. We return to the perfect storm in Spain.

And some you ask why the European Central Bank has raised rates if the economic situation is going to be injured. Therefore, the ECB has raised rates because in the zone euro has decreased the level of unemployment and have forgotten that we continue with a level of unemployment of 20% with upward trend due to this rise in rates in Spain.

In a nutshell: the European Union has forgotten Spain. Tweet

And if new technologies lead us to the past rather than to the future?

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When something you want to improve, is usually used the expression giving a 180 degree turn. That happened with the era of internet and new technologies, which represented a change in how we perceive life. It gave us information facilities, opened a new line of trade (trade online), but it is already starting to notice something it not take long to generate new and complicated debate.

With new technologies and the internet age, can that already we are "splitting the loop". We are turning so much that we will come to give a total twist of 360 degrees. At that time, as it is evident, we will return to the same point, but... at what point in the past?.

Business

To begin, in any blog or web site dedicated to entrepreneurs, this included, we named the importance that your business must be present on the Internet, it is much cheaper and you can always reach a greater number of people and minimize costs.

This whole process of minimization of expenses and do not require both staff to carry out a project, it is slowly contributing to unemployment. What we advise you on our blog to an unemployed person?. Because you are simply advised to undertake on their own. How to do it if I don't have enough money and not finance me my project?. Do it over the internet.

This situation will do business over the internet will increase and the point that will be given a situation just like that would happen with a business street.

If you open a coffee shop in a village, it is profitable. If open 10 more, all can live perfectly and will have customers, but if open 30 cafés, there is no longer so many clients for all so that if we go to the equitable distribution of inhabitants and clients for these businesses, probably none would return. On the internet can be perfectly this situation with the passing of the years, as the growth of pages and similar services is growing by more than 60% every year.

Monopoly.

The Internet is a virtual world dominated by five companies which obtained 90 per cent of the benefits that moves the network. On the other hand millions of minority struggling against his current competition companies and which can stretch to do with the other 10% of the market.

These undertakings of a dominant position, will have much to do with your business on the internet may have success or not, since you are directly dependent on any one of them.

Social networks.

How it can be called social network to an instrument that each makes to lose physical and face-to-face contact of persons (known as sociability)?.

Social networks are taking care of that every time I move longer front of the computer, being the irony which should be in the social networks even people who don't like. Do you remember?, your company is now worth according to the number of followers and fans you have on social networks. Unconsciously that we see today. We assume that a person with 100,000 followers is more important than other 800 without even knowing who are both people. This mindset leads us to the past.

Privacy.

If it has something always appreciated in life, the right to privacy has been at times, as well, with new applications that we are getting, in a very short time, by simply putting the phone number of a personthe program will tell you automatically the exact address where that person.

It is over to give an excuse to not be with someone, no more say to someone "I can now, I am in Brazil", when that person sees instantly that you are a hundred meters away from it.

With internet it is possible that not we are talking about a bubble, but a glut of market and shock offer.

And to give you an idea of how it affects directly to unemployment you will give the example of Inditex. As you all know, Inditex opened its web of Zara. 5 People in charge of updating of products, maintenance, programming and monitoring work in the web of Zara. To produce this web sales, in the offline market would require about 150 people.

If we talk about the banking system, the loss of employment through Internet and new technologies, would mean tens of thousands only Spain.

At the pace moving new technologies can be that we live in a State of collapse ahead of schedule. I am naturally in favour of new technologies, but I would hope that we planteáramos if not is getting a little hands. I accept criticism about my approach, although only constructive:)

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Your tie as a company's corporate image. Intelligent marketing.

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When you have a company that operates hundreds or thousands of million per year, it is not usually leave nothing to chance, and that includes marketing raised to its highest exponent. After the color of a tie, a subliminal message is hidden very well studied to send us the thought of a corporate image.

Red tie.

The Red shows strength, passion, and security with a touch of aggressiveness in business. The Red is on the corporate image of Banco Santander and thus takes that Emilio Botin always her (although not make game with some of their costumes)

Orange tie.

Orange is the new red, so it translates to innovation, a younger, less arcaico. Although it is very difficult to combine with a suit, Jean Marc vignolles, Managing Director of Orange Spain always takes her. Perhaps for this reason that I have always associated the Orange to the lack of coverage).

Blue tie.

Blue conveys tranquility and confidence. It is chosen as the corporate image of BBVA, so it is necessary to try to transmit confidence when it comes to a bank. And everything is step, blue is the increased competition of the Red (Santander).

Black tie.

The black shows to hidden and discretion of that power, so to be a very normal color of a tie, tells us that you don't have to draw the attention. On the other hand it shows elegance and seriousness. It is the tie chosen by Isidoro alvarez, President of El Corte Inglés, which incidentally now the colour of the tie with the situation that crosses el Corte Inglés, as he is getting the little black thing game.

Green tie.

Ecology is usually displayed with green and is for this reason that Ignacio Sánchez, President of Iberdrola, has chosen this color. A way of saying that in your company work with the environment.

No tie.

It is the corporate imagen of Amancio Ortega (Inditex)that shows the need to not show it is someone. At the same time denotes simplicity and humility. What to tie when we all know that it is the richest man in Spain?

However, if you're not Emilio Botin or Ignacio Sánchez, be careful with the colour of the tie you choose as a corporate company's image, as a bad conjugation in dress not a message of corporate image(, but bad taste when it comes to combine some colors:)
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Does Twitter predicts the movements of the stock market?

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This week, BBC has picked up a study by a student in doctorate of the Technical University of Munich, which has associated the tweets of the network of microbloggin with movements of the stock market. As it has been argued, in the study have been look at a total of 250,000 Tweets that included the initials of firms listed companies.

The end result of this student has been overwhelming. "One can predict the rise or fall of a value with a 87% chance of success with the Twitter network". Obviously everything has an explanation more complex and simple at the same time.

We return to the usual, common sense. The Twitter network does not predict anything or form a pronosticador of results algorithm. Simply a story that speaks positively of a company, fell into the hands of an investor or are "tuiteada" by a newspaper whose "follower" are investors. This news is viralizará quickly reaching the hands of many more investors, which will invest in this company.

As a result and logic of what is the stock market, the company's value will increase in bag. Otherwise it would be bad news of another company, which would have the same impact but negative.

In conclusion: Twitter not tells you what value will go up or going down, but practically we can say that other investors reported receiving will make. Knowing this, it is as if you dispusieras "Insider".

If you get to know what others will do, you know perfectly what you must and have to do. There is no more mystery.

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Causes major's failure in business and life in general.

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In this article we are going to be strong is a simple opinion. A business does not fail, lor that it fails is the person who runs the business, so it will analyze the causes major of failure from the person and not from the mistakes we make in the business. That we talked about in other articles that likewise I recommend you to read. We return to appoint Napoleon Hill, which studied more than 100 people allegedly failed. It reviewed its figures and found that all of them had the same points in common. Say that the study of Napoleón Hill was endorsed by professionals of all kinds and today is shown as an example in psychology of United States universities.The main reasons for the failure that we show below, are the ones that you can lead to the failure of both business and personal life, i.e., they are defects in the personality of the individual. The good news is that they can be corrected and even more so if you know that they are in your person.

1. Not having a purpose defined in the lifeThere is no hope of success for a person who does not know where you want to direct your life. The lack of goals contributes to run without knowing to where we are. How to get defined somewhere if we have not laid out in our travel plan?. This is one of the main reasons for the failure in general.
"There are people who pass on tiptoe by the life not to make noise, when noise is necessary to say that we are here"
As well said Michael Douglas in his role as Gordon Gekko (Wall Street), "greed, for lack of a better word, is very good." The ambition will help elevate you above the mediocrity.
"The success belongs to you, but you have to go to look for him." Nobody gives you anything and everything has a price (sacrifice). "Are you willing to pay the price?"

3. Education and insufficient preparation.

With regard to the preparation, has easy solution. If you look not ready or not know something to present to you on the way, you always have to possibility to study and analyze it thoroughly to understand it.

With regard to education, you will never find in a college degree. There are more losers who went through the University people successfully attending it.

A person with a university degree has... well... a Bachelor degree, a prepared person has knowledge, and an educated person is usually one that has done to herself. Education opens doors to the high-handedness and arrogance closes.

"If you think you already know everything, it's still not you have learned nothing"

4. Usual delay.

The biggest ally of the failure is to leave it all later. I like this girl, but when I decide to say it probably already is married. The delay shows lack of thrust and lack of security. In short, fear of failure. If not try never will have a result. Many people wander through life like losers and the irony is that still not have failed in anything, that they even tried.

"If you wait sitting to pass something that will change your life, all that will happen is life"

5. Lack of persistence.

Many people have the quality of being very "launched" to start something, but very vague or little persistent to finish it. They tend to be people who surrender before the first "no" or the first fall in life. Lack of persistence denotes that you are a little fighter, and the fighting win struggling, falling and rising you again with energy. Remember: Never, never... never give up! The biggest losers are those who leave.

"Fall is allowed, but are required to get up"
"If should fall once, get up with energy, if you fall back, returns to get up with body and soul, if you like you a third time, stay in the soil and analyzes the reason why you're falling"

6. Wrong vocational choice.

There are some people who do not feel successful or even having success in their careers. Every morning they go to work as the worst of their obligations in life. It usually happens when you spend life doing something you don't like. Sooner or later these people realize and decide to throw his life away, some require several glasses of wiskie to be able to lead the day that lies ahead and others feel as "unfortunate" that their personal sorrows they pay his family, so you end up damaging the core of people who care about tí and afternoon or early failure takes over tí.

"If you notice that you've executed a wrong path, stop." "When you find the right path, forward"

7. Possession of power that has not been won with effort.

If you haven't found a fortune without having done anything to get it, don't worry, is a matter of time that her Miss. If you chose to finger in a position of responsibility, as much as you try to show others that you vouchers, the truth is that you can not fool yourself. Within thee, you have a still small voice that reminds you that by now you've done anything or you deserve what you have. These "voices" sooner or later will draw out defects latent in your person that you will lead to failure.

"In this life worth what you believe that you vouchers." If you think that you vouchers, that voucher. "If you think that no vouchers anything, that's your value"

8 Dishonesty and selfishness.

Can a dishonest person to succeed in life? The truth is that Yes, but you can not keep it. A person who is not honest, to begin... is not a person. Its value is - 1 and afternoon or early ends creating enemies. Obviously it is not a person that people trust, and without trust, there is no love, there is no business, there is nothing. With respect to the selfishness... a person selfish has a traffic light on his forehead with a strong red light toward the other with a message very clear: "Not you approach me because I will not do anything por tí".

"If you play in life, you'll have a clean hit." If you play dirty, you'll get a dirty failure. "There is no victory without honour"

I believe that these 8 points very well summarized the reasons which lead us to failure in any aspect of life, including business. Remember that all of them are our personality defects and that some bring them to birth. This does not mean that we can not change them. Do you feel identified with any of these defects? Tweet

domingo, 10 de abril de 2011

Registered a patent for your business idea. How a patent is registered.

Tweet sharing . Imagine that you are an entrepreneur passionate about and have an innovative idea of business to which financing you need. You go to look for funding and they deny you, but at the same time the investor who did not want to enter in your business for reasons several, it plagiarism you your business idea or invention. Capital he has, he has contacts and liked your idea, so for when you decide to bring your product, this might be already under way by another company. To avoid this situation that the history of business has been on many occasions, is recommended to register a patent your idea or invention. We explain the steps and requirements to register a patent.There are offices in order to register a patent in each country. in the case of Spain you should go to the Spanish Patent and Trademark Office (OEPM).Requirements for registration of a patent.The registration of a patent is not very different from the development of a business plan, as you demonstrate that your product:is new to level world.Capacity of business.Note application industrial.Once your product or invention meets these three criteria, you can now take the next step. Note: say that to tí you think about the business of the century, must be accompanied by a good exposure to make look it so those who will decide if grant you registration or not, because it depends not on you.Having said that, the next step is a patent attorney to record her paying a fee ranging from € 3 to € 665. You will need to provide your application with the payment of the fee with a detailed description of the invention, use of the idea and practically a review to confirm that the application is in order.Subsequently the Office will begin a work of search to check that there is a registry of same or similar patent. Once proved that the invention is unique in the world, it will take about 18 months before your patent to appear in a database which can be accessed all over the world.After some Examiners will meet to review that the invention meets the requirements of the Conventionof the European patent.Three judges will decide whether they grant patent protection. If so, your patent will be registered in the European Patent Bulletin (BEP).Once granted, is not over the matter, as you will need to validate the patent in each State that has designated and any person has nine months to carry out a notice of opposition to the registration of that patent.In some cases, this process can take up to 5 years, finishing the process in endless legal battles for a patent. During the legal battle, you can start to make your product and a judge would dictate if another company can manufacture it at the same time being in process the registration of your patent, though as it has happened occasionally, it is not issued until statementthe competing company can also manufacture it and obtain economic benefits.The way of registration of patents, is undoubtedly very hard when you have an innovative product.Tweet

Disobedient children have more chance of success.

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New Studio-based mentality that defines the millionaires and most important of the world's largest corporate employers currently. Be disobedient and rebellious in nature increases the chances of success in life and in business.

The psychological reasoning is very simple. A person who does not comply with basic rules usually do what others considered more risky. These young children not indulge you to tell them what they can or cannot do and that's a character that you potentially directed towards entrepreneurship for not having a head above tí.

On the other hand refers to these children as future people who do not create culture standards with a strong tendency to take risks. Downside is that they take risks without thinking about the consequences.

Bill Gates: skipped college campus rules and lacked ethics in business. Ensures that had to be "tying it in short" when it came to negotiate with suppliers or partners and was very respectful with trade agreements. We would see as a "fullera" person is what he has become the employer today is. It was the first that gave a meaning to the phrase "to innovate is to copy and then change".

Steve jobs: was not a bad son, as his adoptive parents have said. It was all heart, although he was a rebel and full of passion, heart made him to disobey their parents not continuing with the University. Of course, that of not having left the University, according to Steve Jobs himself, had never designed the Mac. You can see the beginnings of Steve Jobs.

Larry Page and Sergey Brin (Google): no comments that have not yet two rhombuses to this blog. They were good guys although both had its very own personality, which did not follow rules or Protocol. To get an idea, we should only enter the headquarters of Google where they have employees dress in any way and the bikes are parked in the middle of the corridors. When the market said no to the search engines, they said: "how that does not?". Not have done so badly.

Warren Buffett: The disobedient unconditional. It is said that Buffett broke record of punishment on a child, he never was at home when his parents told him and that exercising business 7 years, some parents do not take him very well. Rebel but negotiator from very young. This not only has become a millionaire and the investment professional, but also in a person that does not allow the world as it is, by what will donate the greater fortune until today donated day in philanthropic causes.

Mark zuckerberg: If you've seen the movie of the Social network you will do an idea of how applies the rebellion to success in business.

Is so that if you are a parent and a child that you removed from rile to every moment, you not take on the negative side and thinks that you could be destroying the dishes on the future entrepreneur of the century:)

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Business and the Pócker. What are they like?

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What resemble businesses known Pócker card game? We can see below:
In a game of pócker as well as in business, you are not alone and are dependent on your own game. Good you are, if your opponent is better, wins the game.In the pócker not always win one that has best letters, but one who best knows how to play them. The game is not always the straight flush WINS, sometimes a simple pair of Sevens enough. Translated into business would say that at times the limited means a business accompanied by a good strategy, can give us a good result with regard to a better company prepared and trustful in their position.3. Can lose hands, and still win the game.In the pócker, as well as in business, you will lose some battles and that does not mean that you are done at the end, with effort, winning the game. In both games, with each defeat we learn a little more and helps you to know the market and adversary. The game never ends as long as there is money on the table and you have a working capital reserve in your pocket.4. There are bets (investment) simple and risky.Both the pócker and the business, you are constantly investing. As a general rule, less investment, lower profitability, and greater investment, greater profitability, but also increased risk of losses.Despite what many think, the pócker is not a game of chance. So who in the finals or semifinals of the World Championships, practically are the same faces every year. What some people think of the pócker, others think of the business, when both games are similar. It all depends on skill, knowledge and strategy. However, both in the business as the pócker you can come a bad streak continued. Then you must stop and realise that back is not surrender, but take forces to begin again at a later time. A withdrawal time gives you the opportunity for many victories.Both in business and in the pócker, if during the game you don't know who will be the victim, is that the victim is you. As they say, a business succeeds or fails even before creating it, since as with energy, passion and security that you start to take, more or less expected the end.7. Differences between business and pócker.In the pócker there is the lantern and that business does not exist, because it does not say that vouchers or insinúas your value, you simply show it on the fly.

8. Both must be on the internet.

The pócker interest has increased with the ease offered by the internet. Both the pócker and the business, to make your business more profitable, it must be on the internet.

If you do business, for your sake, not play to the pócker) Tweet

Business ideas. Advertising in any form. The most profitable business.

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One of the sectors that is not being affected by the crisis, without a doubt is the advertising business, which we could say that is in full expansion for a very simple reason. When a business loses profitability or market, you need to invest in advertising. If you want to let you know, you need advertising. If you want to include new markets... advertising, if you want to get your best deals to a greater number of clients, advertising.

That's why all these companies that started in the intermediation of advertising, have managed to increase its profitability at amazing rates. Perhaps the two best known cases are Google, with its system of Adwords-Adsense advertising and its major rival, Groupon. The latter has had such success, that the giant Google wanted to buy it for more than 6,000 million (which is not little).

I would add, by the way, that Groupon is looking for cover 20 jobs in Spain. Here's the link if anyone is interested. Work: offers

As he was saying, the advertising-based business ideas are not at all complicated. You need only an advertiser client and someone to provide a space to advertise it, and may come at a price of intermediation to both.

You can start from something simple as advertising through door-to-door, where exists a latent demand from large areas especially, as you may have noticed when you open the mailbox of your home.

Charles denney gave us other business idea with advertising on the boxes of pizza, which you can see in the video for the article.

But where you are moving the "big business" is certainly on the network, and although there are several Giants and seems that they can't market to tí, quite the contrary, that the small can always offer something that may never offer such large computer companiesthat is personal or personalized, which although gradually are disappearing with the entry of internet, still appreciating ahead of automated systems and robotic Secretaries.

Another form of "live" advertising is making a newspaper or a local magazine. I don't know if you've seen in your city these free newspapers that leave you, as well, in the interior of these pages, there are ads and these ads are those that finance the newspaper.

Although it is much easier to do the newspaper and find them as clients, as well as to magazines of decoration or certain sectors. In this business, if you can capture a large customer (major accounts), the rest will follow as "sheep" who we are.

The business of the Millennium are not renewable, no alternative energy sources nor it is nanotechnology. The most profitable business is advertising, as those multi-million dollar companies will have to advertise on any site to be known. Advertising keeps television networks, football clubs, stations of radio, etc... It is about to get a piece of the pie and if that piece you can take it of cyber-space, better than better.

As you know, only you need a good idea innovadora. Once you have that, the rest is what so many times we have spoken, passion, a good business plan, a study of market and once discussed pros and cons, if you have located the rentabilidad and viability of the business projectput your soul in the attempt.

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Understand the investment in stock market in a simple way. When investing

Tweet sharing already that are increasingly more people who are interested in investment in stock market and above all that we are beginning to take seriously some of the advice that we give, we will try to explain How to invest and what knowledge you must have to invest on the stock exchange. I will put some examples of real people and basically we'll explain how to use common sense when analyzing value and enter it.

In the chart below show the evolution of a value, namely Banco Popular, although we could have taken virtually any value, that when the crisiscame, there was more or less the same descent of all the values of the IBEX, with some exception. Through this fact hence the first lesson we have, and the stock market is a reflection of the economic situation of a country. Some say that the stock market tells a few months before economic problems, which I put in doubt and later will also see the why.

To start, many people ask what they should study to be able to invest on the stock exchange. My answer is that to forecast when a value will rise and when fall, you don't have to study anything, because up to the people who have studied for this reason, fail to guess or 30% of the time. It is really impossible to know, as Warren Buffett said. The ups and downs of a value and the own Ibex are fitted to several external factors beyond our control:

The market itself and the investors. Before an unpredictable natural disaster, it is normal to occur a drop in the stock market and that no one can predict. On the other hand, we cannot control when thousands of investors decide to sell their shares, which also leads to a decrease in the value of the action.Once the time which approximates a significant downturn in the market, we find two types of investors or with two types of situations that have to deal with investors.Investor who is delighted: this investor clearly is delighted because at that time I had no capital invested in stock and now will have their moment of entering a price lower.Who despairs: This investor had invested capital and when there is a considerable drop in the market, knows that it has only two options, which are either selling the shares rather than continue down even more, or keep them and expect to pass the "Storm". In a way you will lose money and another may lose even more in the short term or regain his position in the long term.Knowing this, it is not necessary that you study anything, but you continue to the companies in which you want to invest, the news of the financial markets, you will need to know how can affect measures taken by the Government some companies of the Ibex, and that fear of a possible bailout may cause any unexpected movements in the stock market. But first and foremost, you need to know that the bag is only moved by two factors which are the fear and ambition of the investors.Returning to the graph put up, after the tremendous downturn which gave the action of people's Bank which was 16€ in 2007, he began making a bassist to be near the 9€ tour.In 2008 he began a short climbing. Analysts began to say that Banco Popular was at Bull trend and expected a resistance in the 11, 50 - 12€. Well, when analysts talk about bull market, it is that he began the ascent, by what you've already lost the first points of benefit.If the information of the peak of resistance comes from a source very followed by large investors or multitude of small and medium investors, not you doubt that speculators will buy and sell the action before the it clash with the peak of resistance. A question that emerges... is should peak of resistance if it were not speaking of it? This is said many times and is that the tips of some is not that they predict what will happen, but that have created you themselves with that advice.Action has no value or price, or is expensive or cheaper, it is worth as much as the investors are willing to pay. There are investors who we put price to the action.The fact is that this action of Banco Popular began a downward path and the fear of losing money from investors was in charge of the rest, to bring it to a minimum value of 3.34€. It is currently listed at 4.20€.My questions are... do you know of Banco Popular? Do you think that it would be a profitable value to earn money with it today? Upload, it will fall, will be kept? It will be good long-term, short-term option? When decidirías you invest in it? What tell you the technical analysis? What tell you the logic and common sense?I would like that you respondierais to this and to give me your opinion in the comments. In this way may be that you surprised yourself of how logic and common sense you prepared to invest and understand the investment on the stock exchange.Once I answer will make the next article explaining my opinion and some data more that you may understand why way am and where I want to go to stop. We will call this a theoretical class and practice at the same time. I hope your comments, but you do not tardéis, since you can annoy me the practical lesson. Tweet

The equality act in breach of the Junta de Andalucía. The sanctioning should be punished.

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Until recently, no one gave importance to a listing of job which does not specify that it was directed for both sexes, a company of Seville was molested and threatened with a possible penalty of € 6,000 to seek "a programmer" and not "a / programmer to" that infringed cláramente against the law of the equality.

Now, the sanctioning should be punished, since them Yes that visibly threaten the equality act barring access to women to competitions contests to work in municipalities, as we see in the picture below taken from the website of the Junta de Andalucía.

Does that mean that only gives opportunities for women the Diputación of Málaga, which is the only one seeking architect technical?

In all other positions is denied access to women? Real are in favour of the equality act which are intended to report to the company that it breaks her being the first who are breaking them?

Where is the inspection of work in these cases? Where is the law of equality and rights of women's associations?

I know that this article or complaint does not leave a medium such as the country or the world, but not for that reason fail to expand this message until it reaches where have to arrive, since many people are tired of the collection at the expense of honest people and businesses who suffer harassment of these agencieswhich should be the first to give an example that rarely give.

I know that it will not punish the Junta de Andalucía by attacks against the Equality Act, but at least that they know that here "not us we chupamos finger"

Thank you all.
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sábado, 9 de abril de 2011

The case Fluff: Ideas for profitable business in the hands of two young entrepreneurs.

Tweet sharing today we refer to Fluff, two young entrepreneurscompany. At the age of 21, two different skills and a business idea in common, these two young people respond to some concerns about what to do when you just a race and can't find work, although they can also give us a lesson in how implementing two different skills to set up a business in common. Fluff has created a brand of toys innovative, which help children to overcome their phobias or fears. The toy market is profitable, although admittedly that is saturated, so it was necessary to innovate.This company comprised the Marta, a young student of Psychology and Albert, a young graphic designer. As we can see, they have little in common, although both were supplemented their knowledge on the table.Marta put his experience psychological, pedagogical and his passion for children. Alberto brought his experience on what that best could do, the graphic design for the subsequent creation of a brand. With 21 years participated in a competition for entrepreneurs and their idea was selected. Prize (€ 6,000) started his company and looked for the manufacturers to carry out his project.We do not know this company billing data, but you are promised them a good commercial future.With this story, which I intend to serve as a motivation, we can show several conclusions that we have already discussed in our blog:1. having a race does not mean that you have a work, but gives you knowledge that in case of not finding workYou can apply this to start your own business. As we have said, today, undertaking, for many is not an option but a necessity.2. The age does not matter for risk. Success in the business so you can have 18 years or 55. The sooner you can start to take the risk, before you carry out your dream, and on the other hand, if you fail with 20 years, you learn before the errors and have a lifetime to start.3. Success is in your environment, in your friends, in any place. In this case, a psychologist and a graphic designer can combine their knowledge. Do you've ever wondered if you know someone with the same interests as yours and complementary to your knowledge?4. Innovate is to copy and improve the product. No matter how saturated the market that is. You can take the business idea of another person and then innovate in the product or service to improve and make a hole in a saturated market.5. Who does not risk, not win. These entrepreneurs have risked and has been achieved. The possibility of failure was once present, assimilated that point, you only have to try it.Tweet

Profitable business with market Outlet. Business ideas

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Today has occurred to me an idea of business around the Outlet, which can be a very profitable business to see that there are companies that do not have the opportunity to get rid of some products which in their day were fashionable and are not sold, or simply a higher range that shifted the first before being sold all the units was launched.

By market Outlet we will understand that they are products ranging from 50% to 80% discount on the initial market price. Sometimes up to 90%. This market or output of products does not have international coverage. Let me explain.

If two years ago it was fashionable Barbie-Princess and this year has come on the market the Barbie-Reyna, is normal that no mother going to buy his daughter barbie-Princess, at least in Spain. On the other hand there is another market where not known or Barbie-Princess Barbie-Girl, by what at a low price could reach those places.

Another area is the technology in mobile phones. While here the first iPhone is already more than outdated, in other countries still do not know what it is to have a mobile. The same applies to laptops, TVs, and all kinds of products in our market already be outdated.

How to do it?

First and foremost is negotiating with companies that do not take these products into the street albeit at a lower price, them will mean losses, although they already have these losses, in fact, tend to be stuck in prices and in some countries have even safe for not selling merchandise.

Few more products have, much better. You can have toys, products of technology, old books, including clothes (already discussed in another article a new innovative business that has emerged around the clothes).

How do reach these markets. It is clear that the easiest way is an online store "multi-language" and group all products. Even within the Outlet, you will be able to focus greater discounts for businesses interested in becoming distributors in the country.

Another way of doing this is making contacts and sell directly to the wholesale. It may this business idea you seem complicated, but perhaps the most complicated are the initial contacts and the negotiation of prices with companies willing to give you products.

Not so long ago created a banned books online store, which was engaged in the shipment of books that have been censored by the Governments of any particular country. This page (which does not remember now what it's called) the opportunity that anyone can get the book you want is in the country, so the business idea that we are proposing is very viable and certainly can be a profitable business.

For questions and queries here we are.

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What are the rights of a shareholder

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Increasing interest in investing in stock of some people, I think that knowledge is primary in advance rights that an investor has as a shareholder of a company, because sometimes they ignored or we do not receive the appropriate information.

1. Participate in the social profit-sharing and the resulting heritage of the settlement: this right comes to tell you it is the perception of the dividend and a share of settlement so the society of which you are shareholder was dissolved.

2. Preferential subscription in the issuance of new shares and convertible bonds: when a company decides to make a capital increase, the new shares should be offered on a preferential basis to current shareholders in proportion to the fraction of capital represented by their actions. This right can be excluded by the by the general meeting of the society while the Government is currently working to pass a law that prevents that societies may limit certain shareholders rights.

3. Right to attend and vote in Board: in short, you have right to speak and vote at general meetings, and in case that the company makes use of his right to require a minimum number of sharesyou have the possibility to bring you together with other shareholders and choose a representative so that he can attend.

4. Information: at all times have the right to know what happens with the company and request reports on new decisions, accounts of the society and issues that have been discussed in the General meetings where you could not attend.

In summary, when you invest in shares of a company, forms part of the company and you have the right to influence the decision-making of this company. And as part of that society, you are for better and for worse, a bad thing considering the fact that a mistaken decision, society loses value in their actions and therefore, as an investor, your winnings will see reduced.

That is why we again stress that the choice of a value, must bring with you an analysis to fund of a company, studying their business plans, their future projects, the power of growth of this sector and possible alliances with other companies.

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1. They taught us how to bring our business, 2nd. We were taught to use Internet, 3rd. Now we are taught to lead. Do you not see that it is for our good?

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And it is than anything else, but few countries can boast of having a Government that makes father with citizenship, and the best part is that it is always for our sake. Like our parents when we were a few kids told us: "when you are greater so you will understand", in this case, only missing a large sign in which a message is displayed: "When you're a Minister or Governor so you'll understand".

The purpose of any country is to move forward and of course, what less than demand in times of economic recession, which take care of our pockets. And that is what they are doing, even though some are badly designed and created this are mere tax measures. What things have some! but for that we are here to make the reassuring message that everything is in our interest.

1. Told us how to bring our business.

Always bearing in mind that is in the interest of the employer, the law smoking has benefiado to the employer, landlord, which tends to be ungrateful to not see a very simple message: "less smoking customers, fewer personnel will need and thus save on insurance".

This is not no madness, because now the host employer will have more time for his family to have been reduced his clientele by more than 30%. For those who are critical of this measure, you must admire the fact that while the rate of unemployment in our country, have been looked at by our health even knowing that unemployment may increase this measure.

It should be noted that they have been that the smoker who does not take coffee in the bar, now virtually no smoke, moreover, probably leaving the habit to enjoy best places of entertainment.

2. We were taught to use the Internet.

The law Sinde is another measure that few people has been able to appreciate, and is that in times of crisis, where any citizen is a great I margin going to the movies, with this measure is that the people can not enjoy your connection to the internet (with one of the highest prices in Europe)to develop another type of more healthy activities and encourage consumption.

For example, instead of being able to enjoy a good film in your own home, now that you are not consuming holding back the development of the economy, with this measure is intended to come out to eat, for example to the bar in the corner and so you do company to that landlord has been reduced his clientele because of the law anti-smoking, although if you are smoker... well, anyway... now you will happen to do something with your time free.

3. We are taught to lead.

All the measures which the State makes for our sake (and never thinking about the collection, that it is clear) this is which could be less understood is you're criticizing, since you must recognise that at 120 km/h on Highway (that you're a danger to the public) not only your economy is affected more by consuming some 0.10 euro cents more than 100 km, but at 110 km/h brings more relaxed giving you time to you a cigarette while driving, so you take advantage, because as soon as you get off the vehicle you can smoke (although I am not clear if you can or not smoking while driving)

You've heard in some rebellious of this new speed reduction Act, that this does not help anything in consumption, that perhaps the solution to having such powerful cars, would reach 140 km/h speed limits and improve roads alreadyprecisely in the motorways is where fewer accidents occur on the urban and interurban routes.

Also hear that the solution would have been electric cars or vehicles with alternative fuels, those Governments banned the placing on the market to not affect the big oil companies.

These "insumisos" tend to think that if after a measure that it runs for our sake, has added an enforceable penalty, believe that they are only tax measures.

In most cases, the character conspiranoide of these people may be due largely to boredom that produces the fact of not being able to watch a movie at home and not frequenting bars to not be able to smoke in them.

We can see you recently when they are "saving" in his vehicle on a trip from Andalucía-Madrid to 110 km/h. There is where they have time (long time) to think that all this is for our sake.

Which country can boast of having rules that although always go against the majority of Spaniards, do so for our sake? I am eager to see what is the next thing I teach.

"When you're a Minister or ruler you will understand how difficult it is to fill the coffers of the State with some steps and make the citizenship which is for the good of them to think"

(thinking of the subsonsciente of Alfredo Pérez Rubalcaba)
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The SEO companies in the Web of the spider with the change of the algorithm of Google

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The change of the algorithm of Google, which will affect those websites that have used unorthodox (illegal) being affected in the SEOhas recently been known. This change has yet visible in Europe, although some people, including andmpresas dedicated to SEO, you will begin to have the first chills.

It is clear that whether as webmaster have played within the law, you don't have to worry about anything, even if you have a business and you recurriste a formal SEO company , you need not fear that your page disappears from the top of the search engines. The problem is if these companies employed entirely legal methods. In a very short time you will know.

The SEO (search engine positioning) must be natural and not forced, so when a SEO company assures you that in 30 days your site will be at the top of the search engine, that only is achieved using shortcuts, and the shortcuts in this business, sooner or later are paid.

In SeoFemenino they gave us some very useful tips when we must beware of a SEO company. As we can see, some of the advertising claims is give you high in 1000 search engines or go 1000 links to your website, when we all know, that if a page receives 1000 links in a short time, this page would be sent to the Google Sandbox.

With regard to the sign up 1000 search engines, as it is more than evident, with that you are well positioned in the three main (Google, Bing, Yahoo) is more than enough, as that cover 95% of search worldwide.

Soon, these SEO companies must quickly increase its customer service to address complaints from customers who have seen their pages penalized. Tweet

viernes, 8 de abril de 2011

Money is debt. Documentary. The birth of the Bank.

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For those who are wondering where to get the money, how to create money or How was the money and the current banking, in this film you will find a very simple explanation. He will explain how was the first Bank, where and why the interests and above all we can to make as clear conclusion that our current banking system has no consistency.

At the end of the documentary you can discover what would happen if everyone pay what you owe and not enter into debts, and it is that the money would then not have no value: money is debt.

1. Many people believe that money is created the casa de la moneda, when the reality is that money is created by a private system called Bank.

2. The proportion of the money that is created.

3. The banks do not lend money, simply believe him of debts.

4. The usury.

5. Our system has the entire planet chained to a debt that can never be paid

Short for sharing link: Tweet http://goo.gl/5Ns6v

A Virtual girlfriend cheats a man $200,000

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Love is very nice, although sometimes it hurts and other is only a business, if not they should ask the American man of Naperville in 48 years, which met the love of his life on the internet. After 2 years and a half of virtual relationship and a promise of spending life together, a week before the expected and desired time, this man has the bad luck that his virtual girlfriend has been kidnapped.

To see his girlfriend, you are asked to pay 200,000€ divided into multiple accounts, which include Malaysia, Nigeria and England. For love is any madness, not doubt in making effective the rescue.

Once paid the money, continuous news of his beloved, so it uses the police to explain the situation. Fortunately, this man has a copy of the driver's license of his "girlfriend", which is why research is made much easier and has a rapid resolution of the case.

Driver's license is downloaded from Google images, photos of his virtual girlfriend are downloaded from internet and his virtual girlfriend might not be even a woman, and who never came to see her through the webcam. It has fallen into "the 2.0 Estampa scam".

According to the daily Suntimes, man has been sunk and disappointed, and no wonder.

The lesson that this American has learned is that love sometimes is a business, and the lesson we can learn in this case, is that a fool and his money are not much time together.

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New Rumasa has never existed and could have defined their exit strategy.

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First "slap" for Spanish journalism, that they had saved a warming of head to many people if they had made the work of research just do now, of course that when a private company buy advertising spacesa television network can not speak ill of the advertiser company. That Yes, the television stations are the only ones that have claimed in advance and continue currently benefiting from New Rumasa with new information that could well have given before.

Today day I have the feeling that new Rumasa has planned his strategy of exit before the law. It is as if I had known this was going to happen, although it has come to light before time. When we say new Rumasa has never existed, we mean that it has not been the holding company that we thought contained the family Ruiz Matéos.

After investigations that have been made in Antena3, several of the companies that comprise the Holding even exist, since they have sought the physical company in the corresponding fiscal domicile and there has never been real estate or restaurants.

On the other hand, of the Ruiz Matéos companies are in the name of a woman already deceased, which was in the dock with the own Matéos Ruiz for years now. Other companies are backed in turn by group companies that are not even in the name of the family Ruiz Matéos, but in the name of another unknown woman of African origin.

Money in tax havens and tax homes of companies non-existent in Jamaica, where as a money-laundering is responsible for such businesses a unknown nephew of the family, which has never been in the media.

That is, of the 100 companies that compose the new Rumasa group, most of them do not exist. then... what was new Rumasa?.

It is already considering the possibility that the new Rumasa was a plan to get revenge on a former expropriation and go unpunished. By age, Ruiz Matéos could not enter the prison as it considers Spanish law and according to the research, none of his sons has come to sign any paper committed to be imprisoned.

The Prosecutor's Office warns that studying the whole new Rumasa until the end can take years. The gossips saying that once they arrive until the end will not exist any attributable evidence towards the family and in economic terms, have prepared in such a way that could not proceed to the embargo of more than 60% of goods and property that they are not even his name.

What I was saying...Is an artist this man or not? :)
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The news of the Spanish media do not help the growth of Tuenti.

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Without malice (that sure), can that own media (television, press, newspapers, etc...) are acting in a subliminal manner in the subconscious of the Spaniards when Choosing a social network, harming our national product and to benefit the growth of Facebook.

If we are aware, each time that we talk about social networks on television, is to say that a girl has been threatened through the social network Tuenti, another has been harassed on Tuenti, have blackmailed a minor Tuenti, 15% of tuenti profiles may be persons who are not who they claim to be, etc... as if there was no fake profiles in Facebook and not give these problems to major scale to be a social network with more users.

The news that we see the Spanish on Facebook tend to be of the type: Facebook surpasses 600 million registered users worldwide, Facebook, the film nominated for the Academy Award....

Sometimes they forget, that within the millions of people who use social networks in Spain, there are people with little knowledge of the matter, so hearing these news, could subconsciously come to think of Tuenti is a less secure than Facebook social networkwhich is the largest social network in the world (and therefore the best).

I subscribe to the feed of the news about Facebook and Tuenti, and believe me if I tell you that every time I hear about Tuenti is to say that something bad has happened and with the Facebook is to indicate some positive change, by what I've sometimes thought: "are all fools on Tuenti?".

Moreover, we invite you to do the experiment and you can clearly be seen to what extent devaluamos our own product. I already have to fear open my Tuenti:)

I repeat again, I am quite sure that this is done without any malice towards the network Tuenti, but sometimes even without malicious intent we break something and then we fix it.

Some positive news on Tuenti:

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The crisis is already affecting el Corte Inglés.

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In 2009 there was already talk that the English Court had lost money with its chain of supermarkets and some brands. The policy of the English Court was never compete on price, but because of the crisis and the fall in consumption, added to the search for tenders by the consumer, Isidoro alvarez, President of the company, had no choice but to enter the bidding war.

This bidding war is not made for the business model of the English Court, which is why a year later, rather than sell more with lower margin, ended noting a further decline of sales with a bottom margin.

According to the balance of accounts of the English Court, the company is going through its worst time, that while previously free of debts, now the situation has changed, and with their sales only covers about 30% of its short-term debt and 14% of its long-term debt.

This means that in case of not taking measures so far have not been required, such as expand into new markets or their output in the stock market to finance, we could have very harmful news for el Corte Inglés.

In principle one of the measures it has taken is extending the payments to their suppliers, so if previously paid for 3 months, it is now already paying for 6 months and some providers are considering does not sell this companybecause as it is evident, the crisis is for everyone and only very few companies could afford to maintain the gender on the street for 6 months.


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Original and profitable business idea: tune the death

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That the funeral is one of the most profitable business is not no secret, as people die both in good times and in crises. Clear that like any profitable business, usually competitors, and a way to distinguish themselves from the competition is to innovate in our business, which, in this case we're going to United States to pick up a somewhat particular business idea: "The funeral Tuning".

There are thousands of funeral homes in United States, but only one of them is able to brighten the day of your death. If in life you were passionate about football, you can have a coffin lined lawn or in the colors of your favorite football team. If you were a fan of the Fórmula1, they are also responsible for shaping your coffin of vehicle. What less than the day that dies Fernando Alonso (God wants to be later that soon) instead of a grey, dark funeral, is able to be fired in a coffin in the shape of the vehicle which earned him the race.

Not to mention those millionaires, which is said that for much money available, the day of his death will be in the same way as any person. They now have the opportunity to go to the other world surrounded by wealth in a coffin made to measure, bathed in gold, silver, or simply lined with $100 bills.

In this very original funeral home, you ask for in life how you want to be the day of your death, and they are responsible for grant you your last wish.

Obviously, as these products are not produced in series to have so much variety of tastes, the cost is high to be homemade.

Although there is not everything, as if yours is the incineration, your family can save your ashes in the design you choose, with colors or patterns that you want.

This company has just started and already has numerous commissions, taking into account that the price of these novel coffins ranges from the 1,000 to 15,000 dollars, this funeral home makes death a very profitable business.

Do you think that we would take that day in Spain with much humor?

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Credit cards: the greatest enemy of the saver.

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In a future article will analyze each and every one of the credit cards, even having differences, most have something in common, and it is that they are the worst enemy of a person who wants to save and 80% of cases, they areto cause number one of a family's economic problems, although curiously, few people realize this, even being drowned financially.

In more than one occasion you will be assaulted in the street, shopping centres and even your own bank to give you high card of credit "without costs and commissions". Lie!, that does not exist.

Credit cards They are distinguished by taking 4 pages of small print, a small print that if you read it and above all, if you are able to understand it, be never capable of activating your credit card.

No fees. You will find a section where it says in the small print: "no fees during the first year and must perform at least 2, 3, 5 a year" must monitor the interest, in some cases this card can cause an interest of around 30% (bordering on usury).Obviously all card carries an amount of maintenance that is around 70-100 euro / year, depending on type of card and accepted credit.These points are the least important, is in reality, what you should be very clear when you activate a credit card, really you don't have a card, but a personal credit with interest rates that cover the total of the debt quota.Translated into Spanish, if you let you carry by the low interest rate of 3% on your card, it is not problem if you only have a debt of 100 euros. the problem is when upload the debt to 2, 000-3 000€. You probably think that if your card debt amounts to 3,000€, with a 3% interest, pay only € 90. And indeed it is, unless observers that once you pay the 90€ on your card is recharged about 40€. That's why that financially to this product is called the "endless payment".And finally, as andstas cards function as a personal loan, if not to meet the payment, according to the clause of your signed contract, could be generating daily interest rates against you worth up to € 40 newspapers in concept of demand for payment, interests of delay, etc, etc, etc...United States opened a case against credit companies, because their sales strategy was looking for people who have already had cases of non-payment, so sought to offer the credit of a card to a family which in a few months could not to meet the payment of the fee for which ESA form, could receive up to 750% more than what they themselves had to pay, so it was much more profitable for the Bank or credit institution a delinquent than a good payer.Say that at trial not reached nowhere, since even knowing what was happening, nobody can prove anything or did not want it to demonstrate. However, if you want to have a sound economy, forget the credit.Buy only when you have the money to pay in cash, or when they try to cards which you abonas the total debt next month, but never a payment postponed.It is estimated that only in Spain there are activated more than 25 million cards, which if we put a cost of maintenance of € 1, we have EUR 25 million in benefits, of course, that the cost of maintenance of a card is not 1€, but about 70-100€ more the Commission that charge you the establishment where pay with the card, are talking about one of the many profitable banking business at the expense of the consumer.Tweet

jueves, 7 de abril de 2011

Program to invest on the stock exchange (trading management)

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As plans for the management of stock market operations are going to choose two and will to separate by "levels", although I must say that the majority of the banks today can give you the program once that you invest on the stock exchange through them (a detail from the Bank).

As free software and not by them less "servible", we have Personnel Brokers. This program may not have as many functions as others found in the market but for start is ideal, at least to be assimilating the number of options you have in these full programmes.

Personal Brokers offers you:

Daily stock exchange data to the cierreGestión multicartera, Multicurrency and multimercadoAnalisis of profitability, printing and situation.Graphical analysis detalladoGestión of sale in time realInforme of I.R.P.F. adapted to the legislation vigentAyuda contextualDispone of configurable alarmasNotas associated to each title or all the funds of inversionComo daily índiceDatos can see, if you do not have much experience in the investment in stock marketyou have enough to entertain you.Once longer master this program, when you move to a more professional program. There are a wide variety of programs, including, I repeat, which you can offer your bank. Perhaps one of the programs is more recommended for large part of the investors is Visual chart, currently a totally complete program with all the variety of functions that you might need to operate in the markets.Visual chart gives you a period of trial of three days., and tell us your experience with both programs...Tweet

Presumed guilty. Censored or not Mexico, Internet wins the battle.

Tweet sharing . That the Court of Mexico system has some gaps it is no secret, and that the police have a high percentage of corruption is not "discover America". Mexico is released with a hard documentary brought to the big screen, "Presumed guilty", where several journalists recorded all the appeal of a prosecution of an innocent boy. In this documentary you can see that Mexico is not needed a reason for going to jail, and in fact, anyone can enter. Only requires that several policemen you trapping and say that "you have been you". From the moment you enter prison, you're already guilty, because there is the "presumption of innocence" in Mexico, or at least held to practice.Well, while the film shows how justice, recorded in real time, a judge is opposed to its dissemination and wants to censor the film, which has led to the "Streisand effect". Not have been talked about censorship, this film had a great expectation in Mexico, but in other countries would have been a movie. Wanting to censor the film, has awakened the international situation of Mexico interest, when something you want to censor it is because it is going to tell the truth about something.Some Spanish pages have already spoken of the censored film and have put at the disposal of Internet users, which I do not see ethics for now, since it has not been censured it, and this film deserves due revenue from the big screen, that these journalists have literally risked their lives to publicize the situation of the judicial system.The bottom of the message is clear, and that in this digital age, no matter you're a judge or the Government itself. The more you strive in trying to cover up the truth, with more force be distributed. In one way or another, by hook or by crook, the truth crosses the ocean in a matter of minutes.So if you want to see this documentary where observers a few corrupt policemen, a trial of "schoolyard", an innocent face 20 years in prison and a dismal justice system, do not miss.And as a personal dedication to the judge who wants to censor the truth about a corrupt system, only wish you eventually have to invest some of their capital in medicine to alleviate the lack of awareness.Note: The film has been hung by a user on youtube, where only doing the search "presumed guilty" you will find available (for now)...Tweet

PC City could leave Spain. Example of mismanagement in a business.

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pc City has announced in a statement to the London Stock Exchange that could leave its presence in Spain by the low profitability of the Spanish market. The company makes acknowledgement to the crisis that we are living in our country and economic deficiency that we have and that is to increase.

Is true that Spain is not the market ideal today day, although it is also true that PC City is a clear example of bad management. Lack of market research andnálisis of the consumer's needs, while the British company is noticing the crisis in its sector, true is that its jurisdiction has no complaint of the economic situation in the country. While PC City sinks into Spain, MediaMark va viento en popa.

Spanish market want technology, but you wish to low-priced, something that has not been able or has not been able to please so far PC City. This company entered into Spain when the market was "wealthy", but now must adapt, and sientiéndolo, this company it did not.

In a market where consumers now look for low prices, been back, as it of consumers complaint is that they find them cheaper products both in its competence and in the large shopping centres.

However, if they finally decide to leave our country, this would translate to more closures of business and more unemployment, taking into account that PC City has more than 30 shops in Spain. They are the consequences of a poor commercial management.
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